High performance car insurance
If you own a prestige, high value car, or collection of cars, having a specialist high performance car insurance policy will provide you with additional features and benefits which aren’t included within standard motor insurance policies. You will have benefit from highly experienced insurance underwriters prepared to offer greater flexibility when offering cover, reviewing each policy on its own individual basis rather than a one size fits all approach.
Specialist high performance car insurance policy
A standard, off the shelf insurance policy will usually require a car to be repaired in one of the insurer’s own network of approved garages, which may result in parts being used which aren’t in keeping with the car’s stature.
Likewise, a courtesy car will usually only be provided if you use the insurer’s own approved garage and will be limited to a small hatchback, as opposed to similar replacement. The option of a courtesy car is usually only available if the car is repairable; if the car is deemed to be beyond economic repair, the courtesy car will need to be returned.
Our specialist high value car insurance policies include a number of features and benefits, detailed below, such as guaranteed like for like courtesy car in the event of loss of damage, regardless of whether your own car is repairable or not.
Our insurers will underwrite each policy individually and consider factors such as whether there are other cars within the household which are used more frequently, thus reducing the “risk” to the insurer. They will also consider additional security features that might exist, where the car is kept, and the experience, supervision and driving habits of younger drivers who are often subject to extortionate premiums
Some of the features and benefits our high-performance car insurance insurers provide include:
Agreed value cover
This is in contrast to most standard insurers who will only offer their opinion of the market value at the time of loss or damage, regardless of the car’s insured value.
Guaranteed replacement cover
Any driver cover
Comprehensive driver other cars extension
Like for like courtesy car
In the event your car is deemed a total loss, the insurer will supply you with a courtesy for a fixed period or time or until you have received the cash settlement from the insurer.
Choice of own repairer
No blame, no claim
Loss of licence
Foreign use
Replacement locks
Car jacking and road rage expenses
Legal Expenses
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Requesting a quotation could not be easier. Either upload your current Policy Schedule or Renewal Notice. Alternatively you can request a call back at a specific time convenient to you, or telephone the office directly.
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